Don’t buy a house.  Ever.  Just don’t do it.  Not if you’re named Derek and Ashley.  Actually, if you’re named Derek and Ashley, you probably have bigger problems.  Just sayin’.

I’m not going to get into everything – it’ll just make me angry.  The nutshell: the mortgage company is now stringing everyone along – asking for just about every possible document and receipt for the repairs imaginable.  In the words of the banker we’re working with, “I’ve never seen that before.”  Oddly, this is not the first time we’ve heard this exact phrase during this nightmare.

So we’ve signed THREE different offers that said:

- the closing date will be on or before October 1

- the closing date will be on or before October 15

- the closing date will be on or before October 16

We are now told that it will likely not even be completed by Monday (October 19.)  That’s right – we are now going to be about three weeks after our original closing date, and we are not sure we are even getting it.  The seller, having (in his mind) busted his ass to get everything we’ve asked for (and, though he sucked at doing it, he more or less did accomplish what he promised), he is now getting yanked around because the mortgage company thinks he is making too big a profit on his turn-around.

If he doesn’t get it done by Monday, we will probably go to a new bank, where the interest rate is more than a half a point HIGHER.

Yeah.  I’m ready to punch some necks.